The Data Point

Pay-by-Bank Interest Jumps 72% With Incentives, New Report Shows
Pay-by-Bank Interest Jumps 72% With Incentives, New Report Shows
April 07, 2025  |  Payment Methods

Despite its potential, pay by bank, or open banking payments, remains a largely untapped opportunity, but a new report suggests that the right incentives could...

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92% of Enterprises Expect Instant Payments to Dominate Ad Hoc Payments
92% of Enterprises Expect Instant Payments to Dominate Ad Hoc Payments
April 04, 2025  |  Disbursements

With government disbursements very much in the news these days, a recent report from PYMNTS and Ingo Payments is starting to look prescient. The October...

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Nearly Half of Consumers Use Digital Wallets for Bill Payments Globally
Nearly Half of Consumers Use Digital Wallets for Bill Payments Globally
April 02, 2025  |  Digital Payments

Despite a global familiarity with digital wallets, how consumers are actually using them reveals a patchwork of preferences and nascent adoption beyond basic transactions. A...

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Information Firms Lead in GenAI ROI, With 65% Reporting Positive Results
Information Firms Lead in GenAI ROI, With 65% Reporting Positive Results
April 01, 2025  |  artificial intelligence

While the buzz around generative artificial intelligence (GenAI) continues to captivate boardrooms, a new analysis reveals a divergence in its financial impact across industries. In...

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Amazon Grabs 16.2% of Clothing Sales, Leaving Walmart Behind
Amazon Grabs 16.2% of Clothing Sales, Leaving Walmart Behind
March 26, 2025  |  Retail

While the narrative of Amazon’s ascendance in discretionary spending and Walmart’s grip on grocery sales dominates the retail conversation, a closer examination of the latest...

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76% of Consumers Own 4 or More Connected Devices
76% of Consumers Own 4 or More Connected Devices
March 24, 2025  |  Connected Economy

The digital landscape is dictating how consumers choose to pay, with a clear divergence emerging between tech-embracing early adopters and those content with more basic...

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Gen Z Leads the Hunt: 65% of Young Consumers Actively Seek Card Rewards
Gen Z Leads the Hunt: 65% of Young Consumers Actively Seek Card Rewards
March 21, 2025  |  Loyalty & Rewards

The battle for credit cardholder loyalty is being waged not just on the traditional fields of points and miles, but on the more personalized terrain...

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21% of Financial Scams Start on Social Media
21% of Financial Scams Start on Social Media
March 20, 2025  |  Security & Fraud

They’re smart, they’re sophisticated and they’re on social media. A recently released report sheds light on the increasingly sophisticated tactics employed by financial scammers, revealing...

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59% of Zillennials Value Leasing as Vehicle Purchase Option
59% of Zillennials Value Leasing as Vehicle Purchase Option
March 19, 2025  |  Consumer Insights

Forget the open road and the roar of the engine. A new generation, the zillennials (those born between 1991 and 1999), are approaching transportation with...

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