data brief

45% of Middle-Market Firms Report Increased Use of GenAI
45% of Middle-Market Firms Report Increased Use of GenAI
April 21, 2025  |  artificial intelligence

GenAI is rapidly shifting from back-office experimentation to the strategic core of finance departments at major U.S. corporations, according to a PYMNTS report, “CFOs Envision...

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Pay-by-Bank Interest Jumps 72% With Incentives, New Report Shows
Pay-by-Bank Interest Jumps 72% With Incentives, New Report Shows
April 07, 2025  |  Payment Methods

Despite its potential, pay by bank, or open banking payments, remains a largely untapped opportunity, but a new report suggests that the right incentives could...

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92% of Enterprises Expect Instant Payments to Dominate Ad Hoc Payments
92% of Enterprises Expect Instant Payments to Dominate Ad Hoc Payments
April 04, 2025  |  Disbursements

With government disbursements very much in the news these days, a recent report from PYMNTS and Ingo Payments is starting to look prescient. The October...

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61% of Mid-Sized Banks Eye Fully Automated Lending
61% of Mid-Sized Banks Eye Fully Automated Lending
April 03, 2025  |  Digital-First Banking

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers...

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Nearly Half of Consumers Use Digital Wallets for Bill Payments Globally
Nearly Half of Consumers Use Digital Wallets for Bill Payments Globally
April 02, 2025  |  Digital Payments

Despite a global familiarity with digital wallets, how consumers are actually using them reveals a patchwork of preferences and nascent adoption beyond basic transactions. A...

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Information Firms Lead in GenAI ROI, With 65% Reporting Positive Results
Information Firms Lead in GenAI ROI, With 65% Reporting Positive Results
April 01, 2025  |  artificial intelligence

While the buzz around generative artificial intelligence (GenAI) continues to captivate boardrooms, a new analysis reveals a divergence in its financial impact across industries. In...

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59% of Zillennials Value Leasing as Vehicle Purchase Option
59% of Zillennials Value Leasing as Vehicle Purchase Option
March 19, 2025  |  Consumer Insights

Forget the open road and the roar of the engine. A new generation, the zillennials (those born between 1991 and 1999), are approaching transportation with...

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90% of Healthcare C-Suite Sees Positive Return From GenAI
90% of Healthcare C-Suite Sees Positive Return From GenAI
March 18, 2025  |  Artificial Intelligence

Generative artificial intelligence (GenAI) is rapidly transitioning from a futuristic concept to a tangible force reshaping the healthcare landscape. Buoyed by early successes, healthcare firms...

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77% of Banks Considering Tap-To-Authenticate Technology to Stop Fraud
77% of Banks Considering Tap-To-Authenticate Technology to Stop Fraud
March 14, 2025  |  Fraud Prevention

America’s banks are under siege, and the enemy is invisible. Authentication-based fraud is skyrocketing, leaving financial institutions scrambling to fight back against an epidemic of...

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