credit

Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
April 22, 2025  |  Earnings

Synchrony Financial’s first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their...

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Affirm to Report All Pay-Over-Time Loans to TransUnion
Affirm to Report All Pay-Over-Time Loans to TransUnion
April 22, 2025  |  Buy Now Pay Later

Affirm will begin reporting all its pay-over-time loans to TransUnion, beginning with those issued May 1. The buy now, pay later (BNPL) provider’s expanded credit...

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Alternative Data Boosts Credit Access as New Legislation Emerges
Alternative Data Boosts Credit Access as New Legislation Emerges
April 21, 2025  |  Financial Inclusion

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...

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Corporate Lending and Spending in ‘Wait and See’ Mode Amid Tariff Uncertainty
Corporate Lending and Spending in ‘Wait and See’ Mode Amid Tariff Uncertainty
April 21, 2025  |  Earnings

Through the past few weeks, bank earnings and American Express’ latest results point to a commercial lending environment where demand is muted in real estate,...

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Earnings See Businesses Embrace Working Capital Flexibility as Growth Pauses
Earnings See Businesses Embrace Working Capital Flexibility as Growth Pauses
April 18, 2025  |  Earnings

U.S. reciprocal tariffs have upended global trade. Once fluid supply chains are now tangled with complexity, and the ripple effects are being felt across every...

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Barclays to Sell Stake in Payment Acceptance Business to Brookfield
Barclays to Sell Stake in Payment Acceptance Business to Brookfield
April 17, 2025  |  Partnerships / Acquisitions

Barclays and private equity firm Brookfield Asset Management partnered to grow Barclays’ payment acceptance business and transform it into a standalone entity. The partnership brings...

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Global Payments, FIS Upend FinTech With Dual $13.5 Billion, $6.6 Billion Deals
Global Payments, FIS Upend FinTech With Dual $13.5 Billion, $6.6 Billion Deals
April 17, 2025  |  Acquisitions

Global Payments set the FinTech sector abuzz early Thursday (April 17) with a pair of sweeping transactions. It sold its issuer solutions business to FIS...

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Small Businesses Embrace Simplicity as Managing Cash Flow Becomes More Complex
Small Businesses Embrace Simplicity as Managing Cash Flow Becomes More Complex
April 17, 2025  |  SMBs

The tariffs were on, then they were paused, and at the moment, the United States trade war is focused on China. Although some business owners...

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U.S. Bancorp Says Card Delinquencies Improve, Eyes ‘Money Movement’ Growth
U.S. Bancorp Says Card Delinquencies Improve, Eyes ‘Money Movement’ Growth
April 16, 2025  |  Earnings

U.S. Bancorp’s first-quarter earnings results showed strong credit quality, as consumer card delinquencies slipped year over year even with the current state of macroeconomic uncertainty....

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