consumer finances

Stablecoins Push to Go Mainstream Amid Crypto Renaissance
Stablecoins Push to Go Mainstream Amid Crypto Renaissance
April 23, 2025  |  Cryptocurrency

This isn’t last week’s crypto landscape. And it’s far shake from last year’s, too. Bitcoin has surged past $90,000, signaling renewed investor confidence in crypto...

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Earnings Season Underscores Banking’s Shift to Mobile and Digital Channels
Earnings Season Underscores Banking’s Shift to Mobile and Digital Channels
April 23, 2025  |  Digital-First Banking

In the landmark PYMNTS Intelligence study “How the World Does Digital,” thousands of consumers across 11 countries crystallized the continued shift to banking online, especially through...

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Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
April 22, 2025  |  Earnings

Synchrony Financial’s first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their...

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Alternative Data Boosts Credit Access as New Legislation Emerges
Alternative Data Boosts Credit Access as New Legislation Emerges
April 21, 2025  |  Financial Inclusion

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...

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Fidelity Launches IRA That Allows Direct Investments in Crypto
Fidelity Launches IRA That Allows Direct Investments in Crypto
April 02, 2025  |  Cryptocurrency

Fidelity Investments has launched a new IRA plan that lets investors directly invest in crypto, including bitcoin, ether and litecoin. The Fidelity Crypto IRA was launched Wednesday...

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From 1960s Tech to 2025 Transactions: The Infrastructure Leap Powering BNPL’s Boom
From 1960s Tech to 2025 Transactions: The Infrastructure Leap Powering BNPL’s Boom
March 31, 2025  |  BNPL

As this week’s “Pay Later Unpacked” virtual event draws to a close, we’ve heard a lot from the consumer-facing side of the house, as consumers...

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Why Mobile Banking at Credit Unions Demands More Than an App Refresh
Why Mobile Banking at Credit Unions Demands More Than an App Refresh
March 25, 2025  |  Credit Unions

For credit unions, the move toward becoming “smarter” digital financial service providers entails embracing several strategic and technological shifts.  David Durovy, senior vice president of...

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Chime Adds ‘Instant Loans’ for Preapproved Members to Banking App
Chime Adds ‘Instant Loans’ for Preapproved Members to Banking App
March 21, 2025  |  Loans

Chime has launched a product called Instant Loans that enables preapproved Chime members who receive direct deposits to their Chime Checking Account to access three-month installment...

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Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
March 21, 2025  |  Consumer Finance

PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals...

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