digital first banking

Earnings Season Underscores Banking’s Shift to Mobile and Digital Channels
Earnings Season Underscores Banking’s Shift to Mobile and Digital Channels
April 23, 2025  |  Digital-First Banking

In the landmark PYMNTS Intelligence study “How the World Does Digital,” thousands of consumers across 11 countries crystallized the continued shift to banking online, especially through...

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Amex Projects Resilient Consumer Demand, Anchored by Gen Z and Millennial Growth
Amex Projects Resilient Consumer Demand, Anchored by Gen Z and Millennial Growth
April 17, 2025  |  Earnings

If the general attitude of global business is based on economic uncertainty, American Express (Amex) never got that email. The company is greeting the balance...

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61% of Mid-Sized Banks Eye Fully Automated Lending
61% of Mid-Sized Banks Eye Fully Automated Lending
April 03, 2025  |  Digital-First Banking

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers...

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Why Mobile Banking at Credit Unions Demands More Than an App Refresh
Why Mobile Banking at Credit Unions Demands More Than an App Refresh
March 25, 2025  |  Credit Unions

For credit unions, the move toward becoming “smarter” digital financial service providers entails embracing several strategic and technological shifts.  David Durovy, senior vice president of...

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Chime Adds ‘Instant Loans’ for Preapproved Members to Banking App
Chime Adds ‘Instant Loans’ for Preapproved Members to Banking App
March 21, 2025  |  Loans

Chime has launched a product called Instant Loans that enables preapproved Chime members who receive direct deposits to their Chime Checking Account to access three-month installment...

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Revolut Aims to Pursue Global Growth After Building Out UK Banking Operations
Revolut Aims to Pursue Global Growth After Building Out UK Banking Operations
March 18, 2025  |  Digital-First Banking

After gaining a restricted banking license in the U.K. in July, Revolut is reportedly working to build out its banking operations there, expand globally and then...

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PagBrasil’s Compliance-First Approach Fast-Tracks Payment License
PagBrasil’s Compliance-First Approach Fast-Tracks Payment License
February 17, 2025  |  Digital-First Banking

The need for speed and digital tools has become essential to the Latin American banking experience. Case in point: As detailed in PYMNTS’ recent exclusive...

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Banco Santander Credits Technology Platforms for Achievement of Record Results
Banco Santander Credits Technology Platforms for Achievement of Record Results
February 05, 2025  |  Technology

Banco Santander credited its technology platforms with helping it achieve record results in 2024. “As one of the largest retail and consumer banks in the...

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Candescent Names US Bank Vet Gareth Gaston as Product Chief
Candescent Names US Bank Vet Gareth Gaston as Product Chief
February 04, 2025  |  Personnel

Digital banking platform Candescent has named a new chief product officer. Gareth Gaston, described by Candescent as an “industry powerhouse,” is joining the firm after...

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