loans

Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
April 22, 2025  |  Earnings

Synchrony Financial’s first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their...

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Affirm to Report All Pay-Over-Time Loans to TransUnion
Affirm to Report All Pay-Over-Time Loans to TransUnion
April 22, 2025  |  Buy Now Pay Later

Affirm will begin reporting all its pay-over-time loans to TransUnion, beginning with those issued May 1. The buy now, pay later (BNPL) provider’s expanded credit...

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Alternative Data Boosts Credit Access as New Legislation Emerges
Alternative Data Boosts Credit Access as New Legislation Emerges
April 21, 2025  |  Financial Inclusion

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...

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Corporate Lending and Spending in ‘Wait and See’ Mode Amid Tariff Uncertainty
Corporate Lending and Spending in ‘Wait and See’ Mode Amid Tariff Uncertainty
April 21, 2025  |  Earnings

Through the past few weeks, bank earnings and American Express’ latest results point to a commercial lending environment where demand is muted in real estate,...

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Earnings See Businesses Embrace Working Capital Flexibility as Growth Pauses
Earnings See Businesses Embrace Working Capital Flexibility as Growth Pauses
April 18, 2025  |  Earnings

U.S. reciprocal tariffs have upended global trade. Once fluid supply chains are now tangled with complexity, and the ripple effects are being felt across every...

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SoFi Adds $3.2 Billion in Commitments to Loan Platform Business
SoFi Adds $3.2 Billion in Commitments to Loan Platform Business
April 17, 2025  |  Loans

SoFi has secured agreements that amount to a $3.2 billion expansion to its Loan Platform Business, which refers prequalified borrowers to loan origination partners and...

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PNC Leverages Technology to Help Clients Manage Uncertainty
PNC Leverages Technology to Help Clients Manage Uncertainty
April 15, 2025  |  Earnings

PNC Financial Services Group is leveraging technology and its other strengths as it helps clients manage the uncertainty caused by tariffs, executives said Tuesday (April...

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Tether, Galaxy and Ledn Take Lead as Crypto Lending Market Rebounds
Tether, Galaxy and Ledn Take Lead as Crypto Lending Market Rebounds
April 14, 2025  |  Cryptocurrency

Tether, Galaxy and Ledn have become leaders in a crypto lending market that has rebounded since its collapse two years ago. As of the end...

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JPMorgan Credit and Debit Volumes Slow as Reserve for Card Losses Grows
JPMorgan Credit and Debit Volumes Slow as Reserve for Card Losses Grows
April 11, 2025  |  Earnings

For J.P. Morgan, caution abounds as the bank increased loan loss provisions, designed to cover possible loan losses amid economic turbulence. Management discussed on a...

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