Experian

Alternative Data Boosts Credit Access as New Legislation Emerges
Alternative Data Boosts Credit Access as New Legislation Emerges
April 21, 2025  |  Financial Inclusion

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...

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OCC’s Hood Sees Value in Using Alternative Data to Expand Credit Access
OCC’s Hood Sees Value in Using Alternative Data to Expand Credit Access
March 31, 2025  |  credit frictions

On Monday (March 31), PYMNTS Intelligence reported that for impulse and emergency purchases alike, a sizable segment of consumers are slightly more likely to pay with...

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Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
March 25, 2025  |  Loans

Experian has launched a tool designed to increase financial access for people with limited credit history. Cashflow Score, unveiled Tuesday (March 25), is designed to give lenders a...

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Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
March 21, 2025  |  Consumer Finance

PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals...

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Affirm to Expand Credit Reporting to Include All Payment Plans
Affirm to Expand Credit Reporting to Include All Payment Plans
March 19, 2025  |  BNPL

Affirm said Wednesday (March 19) that it plans to begin furnishing information about all of its payment plans to Experian on April 1. This move...

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Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
March 10, 2025  |  Consumer Finance

Monday (March 10) marked another bloodletting on Wall Street, another slew of headlines about tariffs and trade wars. And as economic concerns mount, the picture...

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CFPB: Credit Reporting Companies Must Disclose Source of Consumer Data
CFPB: Credit Reporting Companies Must Disclose Source of Consumer Data
January 16, 2025  |  Regulation

The Consumer Financial Protection Bureau (CFPB) filed an amicus brief Thursday (Jan. 16), saying it aims to ensure that credit reporting companies are held accountable for “junk...

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CFPB Sues Experian, Alleging Improper Investigations of Consumer Complaints
CFPB Sues Experian, Alleging Improper Investigations of Consumer Complaints
January 07, 2025  |  CFPB

The Consumer Financial Protection Bureau (CFPB) sued consumer reporting agency Experian on Tuesday (Jan. 7), alleging that the company unlawfully failed to properly investigate consumer...

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Experian to Provide Debt Relief and Financial Services to 5,000 Hispanics
Experian to Provide Debt Relief and Financial Services to 5,000 Hispanics
October 16, 2024  |  Financial Inclusion

Experian is providing debt relief and financial education, products and services to more than 5,000 Hispanics nationwide. The initiative is a response to findings that...

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