ACH

An automated clearing house is a computer-based electronic network for processing transactions, usually domestic low value payments, between participating financial institutions. It may support both credit transfers and direct debits.

The Clearing House Claims Half of US Commercial ACH Volume
The Clearing House Claims Half of US Commercial ACH Volume
March 31, 2025  |  Digital Payments

The Clearing House says transactions on its electronic payments network (EPN) system continue to grow in value and volume. That system, The Clearing House’s (TCH)...

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Trustly Brings Pay by Bank to Hard Rock’s Sports Betting Platform
Trustly Brings Pay by Bank to Hard Rock’s Sports Betting Platform
March 19, 2025  |  Payment Methods

Pay-by-bank provider Trustly has launched a partnership with Hard Rock Digital. The collaboration, announced in a Wednesday (March 19) news release, will see Trustly provide pay-by-bank services to Hard Rock...

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Why Account Validation Changes When Banks Say Yes
Why Account Validation Changes When Banks Say Yes
March 18, 2025  |  Authentication

The convergence of ACH, open banking and account validation has the potential to make transactions more secure — and faster — as instant payments gain...

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Bank Account Intelligence: The New Frontier in Credit Decisioning
Bank Account Intelligence: The New Frontier in Credit Decisioning
January 28, 2025  |  Authentication

A bank account represents a direct connection to a business or consumer’s daily financial life. It holds all manner of data points that give lenders...

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88% of Firms Say They Benefit From Faster Payments
88% of Firms Say They Benefit From Faster Payments
January 17, 2025  |  Faster Payments

Late payments are a common issue for businesses, especially small- to medium-sized businesses (SMBs) struggling with cash flow. As payment delays persist, businesses are turning...

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FlexPoint’s AI System Enables Same-Day ACH Payments
FlexPoint’s AI System Enables Same-Day ACH Payments
December 12, 2024  |  B2B Payments

Payment technology company FlexPoint has launched an artificial intelligence (AI)-powered system that processes automated clearing house payments the same day instead of the typical five-day...

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Higher Instant Payment Limits Test B2B ACH Volume
Higher Instant Payment Limits Test B2B ACH Volume
December 05, 2024  |  B2B Payments

For all transactions — but especially for high-value commercial payments — speed is always a consideration, alongside the costs of those transactions, as well as...

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Jaggaer and Bottomline Partner on B2B Payments
Jaggaer and Bottomline Partner on B2B Payments
September 05, 2024  |  B2B Payments

Jaggaer and Bottomline have partnered to provide companies with more payment options for B2B transactions. Bottomline’s Paymode business payment network and its Premium ACH offering,...

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Report Finds That Faster Payments Boost Federal Reserve Banks’ Bottom Line
Report Finds That Faster Payments Boost Federal Reserve Banks’ Bottom Line
August 21, 2024  |  Faster Payments

The Federal Reserve’s latest report to Congress offered a snapshot of money spent — and returns on investment — on all manner of payment systems....

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