The Instant Payment Divide: Why Some SMBs Thrive While Others Struggle

Money Mobility Tracker® - Immediate Impact: How SMBs Can Benefit From Instant Payments

Demand for instant payments is surging, yet access and adoption remain uneven across industries. The latest “Money Mobility Tracker®,” a collaboration with Ingo Payments, examines how small- to medium-sized businesses (SMBs) in digitally advanced sectors lead the way while others struggle with cost and infrastructure challenges that hinder implementation.

Inside the April Tracker
  • SMBs are adopting instant payments for ad hoc transactions, yet growth in this area varies across industries, driven by digital momentum and payment accessibility.
  • Gaming and gig economy SMBs lead in instant ad hoc payment use, while industries with less digital momentum face implementation hurdles such as manual processes and limited integration solutions.
  • Enhanced cash flow management drives instant payment adoption, although cost concerns and limited third-party integrations remain key obstacles for SMBs.

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    Money Mobility

    Money Mobility Tracker® - Speed and Security: How Faster-Payments Providers Are Reducing Fraud Risks
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    Money Mobility Tracker® - Gigs and Games: How Instant Payments Are Gaining Ground for Ad Hoc Transactions
    Money Mobility Tracker® - Accelerating Aid: Digital Payouts for Government Disbursements
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    Money Mobility Tracker®: Real Time Matters: The Imperative for Instant Disbursements for Insurance
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    Money Mobility Tracker®: Under Construction: Improving Payments in the Construction Industry
    Money Mobility Tracker®: Fast-Lane Finance: Accelerating Payments in the Trucking Industry
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    The Healthcare Industry Needs a Dose of Money Mobility
    Rising Demand Makes Faster Payments a Growing Necessity
    How Instant Disbursements Could Drive Lenders' Growth
    Inflation Makes Technology Table Stakes for Restaurants
    Money Mobility Helps Property Managers in a Difficult Economy
    Money Mobility Tracker®: Money Mobility Comes to the Insurance Industry
    Casinos, Gambling And Gaming Platforms Bet On Instant Payments
    The Rise Of Digital And Early Access Compensation
    Innovating The Future Of Government Disbursements
    How Seamless Fund Transfers Can Unlock $10 Trillion in Payments
    Money Mobility Tracker® - August 2022
    Money Mobility Tracker® - June/July 2022
    Money Mobility Tracker® - May 2022
    Money Mobility Tracker® - April 2022
    Money Mobility Tracker® - March 2022