PYMNTS Intelligence

What Enterprise CFOs Want From GenAI
What Enterprise CFOs Want From GenAI
April 23, 2025  |  artificial intelligence

Today’s finance chiefs aren’t looking for artificial intelligence (AI) that dazzles. They want AI that delivers. And many are putting their money on that, with...

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62% of Consumers Without Traditional Credit Cards Already Use Credit
62% of Consumers Without Traditional Credit Cards Already Use Credit
April 23, 2025  |  Credit Cards

Many consumers without traditional credit cards are more receptive to credit-like products such as store cards and buy now, pay later plans, signaling a potential...

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Mobile Shopping Surge in Brazil Spans Generations, Not Just Gen Z
Mobile Shopping Surge in Brazil Spans Generations, Not Just Gen Z
April 23, 2025  |  Shopping

Shoppers in Brazil are increasingly mobile-first: 61% made their most recent retail purchase using a mobile device. Moreover, the typical Brazilian consumer window shops from...

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Tap-to-Pay Metal Cards Touted as Sleek Shield Against Digital Fraud
Tap-to-Pay Metal Cards Touted as Sleek Shield Against Digital Fraud
April 22, 2025  |  Security & Fraud

The two most fundamental elements of digital banking and financial services are often the two most in conflict: user experience and security. This is particularly...

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Instant Payment Adoption Surges as Microbusinesses Race to Fill Paycheck Gaps
Instant Payment Adoption Surges as Microbusinesses Race to Fill Paycheck Gaps
April 22, 2025  |  Money Mobility

The payments landscape for small and medium-sized businesses (SMBs) is undergoing a transformation thanks to the growing adoption of instant methods. Such businesses rely on...

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Sand, Soccer and Smartphones: Why Brazil Leads the Mobile Shopping Revolution
Sand, Soccer and Smartphones: Why Brazil Leads the Mobile Shopping Revolution
April 21, 2025  |  Mobile Commerce

Sandy beaches and soccer aren’t Brazil’s only calling cards. The South American nation is far ahead of some more developed countries in mobile commerce, with...

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Alternative Data Boosts Credit Access as New Legislation Emerges
Alternative Data Boosts Credit Access as New Legislation Emerges
April 21, 2025  |  Financial Inclusion

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...

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New Data: US Businesses Face Cross-Border Payments Paradox Amid Digital Wallet Surge
New Data: US Businesses Face Cross-Border Payments Paradox Amid Digital Wallet Surge
April 21, 2025  |  Cross-border Payments

A surprising divide is emerging as digital wallets cement their status in the United States’ payments ecosystem. While American consumers confidently use these wallets to...

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Corporates Pressure Banks to Accelerate Instant Payments Adoption
Corporates Pressure Banks to Accelerate Instant Payments Adoption
April 21, 2025  |  Faster Payments

Tariffs are here, inflation is sticky, and supply chains and vendor relationships are in flux. For enterprises, it’s critical to have as much certainty as...

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