The Data Point

62% of Consumers Without Traditional Credit Cards Already Use Credit
62% of Consumers Without Traditional Credit Cards Already Use Credit
April 23, 2025  |  Credit Cards

Many consumers without traditional credit cards are more receptive to credit-like products such as store cards and buy now, pay later plans, signaling a potential...

READ MORE >
45% of Middle-Market Firms Report Increased Use of GenAI
45% of Middle-Market Firms Report Increased Use of GenAI
April 21, 2025  |  artificial intelligence

GenAI is rapidly shifting from back-office experimentation to the strategic core of finance departments at major U.S. corporations, according to a PYMNTS report, “CFOs Envision...

READ MORE >
42% of Suspicious Banking Activity Linked to Identity Fraud
42% of Suspicious Banking Activity Linked to Identity Fraud
April 18, 2025  |  Identity theft

As fraudsters leverage sophisticated tactics, including artificial intelligence (AI)-powered identity manipulation, the FinTech sector finds itself in the crosshairs of an escalating battle against financial...

READ MORE >
80% of Gaming Firms Value Instant Market Data, but Few Have It
80% of Gaming Firms Value Instant Market Data, but Few Have It
April 17, 2025  |  Data

In the high-stakes arena of digital entertainment, gaming platforms are demonstrating an advantage: a robust appetite for data that’s translating directly into revenue growth. A...

READ MORE >
High-Income Consumers 64% More Inclined to Seek Mortgages
High-Income Consumers 64% More Inclined to Seek Mortgages
April 16, 2025  |  Consumer Finance

Contrary to conventional wisdom, a recent PYMNTS report, “Interest in Mortgages Rises Among Younger, High-Income Individuals,” uncovers that income level is a significantly stronger predictor than...

READ MORE >
Credit Unions Convert 64% of Members to Primary Accounts
Credit Unions Convert 64% of Members to Primary Accounts
April 11, 2025  |  Credit Unions

Once perceived as technologically trailing larger financial institutions, credit unions are embracing digital innovation, positioning themselves for growth and engagement with a digitally native consumer...

READ MORE >
42% of Consumers Prefer Digital Wallets for Cross-Border Payments
42% of Consumers Prefer Digital Wallets for Cross-Border Payments
April 10, 2025  |  Mobile Wallets

Consumers are turning to digital wallets as their preferred method for sending and receiving money across borders, signaling a shift in global money movement.  This...

READ MORE >
37% of Consumers Highly Concerned About Credit Card Fraud
37% of Consumers Highly Concerned About Credit Card Fraud
April 09, 2025  |  Security & Fraud

A recent report, “Consumer Credit Economy: Credit Card Fraud,” a collaboration between PYMNTS Intelligence and i2c, reveals a substantial level of consumer concern surrounding this...

READ MORE >
63% Adoption Rate Shows GenAI Enthusiasm Among Younger Consumers
63% Adoption Rate Shows GenAI Enthusiasm Among Younger Consumers
April 08, 2025  |  artificial intelligence

Generative artificial intelligence (GenAI) is gaining traction among U.S. consumers across all age groups, according to a new PYMNTS Intelligence report, even as enthusiasm cools...

READ MORE >